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Manor Creek
2513 Koeln Street, New Braunfels, Texas 78132
(830) 624-0404
Single family homes
Priced from $302,000
Age Restriction: All ages
Web
Site
Gorgeous homes, nice historic town |
Botanica Lakes
10312 Longleaf Pine Court. Fort Myers, Florida
33913
(239) 963-4811
Single family homes
Priced from $140,000s
Age Restriction: All
ages but attracts baby boomers
Web
Site
100 acres of lakes, waterfalls, large clubhouse with
pool
Sutton Manor Condos
234 North Bedford Road,
Mount Kisco, New York 10549
(914) 243-3051
Condominiums
Priced from $389,975
Age Restriction: 55+
Web
Site
Small community
The Grove
8647 Arlington Drive, Foley, Alabama 36535
(320) 945- 8135
Manufactured homes
Priced from the $49,000
Age Restriction: 55+
Web
Site
Gated, golf course, near the beach
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Academy Village
13701 E. Old Spanish Trail, Tucson, Arizona 85747
(888) 833-3860
Town homes and
single family homes
Priced from
$179,000
Age Restriction:
55+
Web Site
Promotes lifelong learning through educational programs
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Finding Retirement Activities,
Hobbies and Interests That Are Fulfilling, continued...
Jeff recently retired and took on an activity most people wouldn't dream. He's building a plane from scratch. When he answered the following questions, it became clear why this was a perfect choice for him. Your activities may not be as involved, but the important thing is how you felt when you were engaged.
1. What five or six traits did I get to use while engaged in this activity?
For example, Jeff, who listed building a plane as one of his activities, wrote that this activity allowed him to be handy, analytical, methodical, practical, and observant.
2. What passions/interests did the activity meet?
For Jeff, it was working with his hands, risk-taking, being outdoors, solving complex problems, and the feeling of adventure.
3. What skills/talents did you get to use?
Jeff listed hand-eye coordination, physical strength, synthesizing information, visualizing, planning, and organizing.
4. What goals/purpose did the activity have?
Jeff's goal was to build a plane he could fly.
5. What was the goal of the experience?
For Jeff, it was the workmanship of creating a tangible product and creative expression.
Once all of the questions are answered, lay the papers on the floor in front of you and look at what the recurring themes are in the different activities. This should give you some idea about what activities you enjoy. By identifying the traits, skills, interests, and values that matter, retirees will be closer to discovering activities that not only bring them pleasure, but feed their soul as well.
~Cathy Severson, MS helps you make the most of your retirement. Baby boomers understand this isn't your parents' retirement. Find out how to make the rest of your life the best of your life with the complimentary e-book 7 Ingredients for a Satisfying Retirement at
http://tinyurl.com/8moymb.
Article Source: http://EzineArticles.com/?expert=Cathy_Severson.
Article Source: http://EzineArticles.com/2138014.
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* * * *
As we retire, stop working and grow older, we still need to pay
for expenses, which, in some cases, may still include paying a
mortgage. Many seniors will rely on Social Security, although that
proposition looks less secure as time goes on, and Social Security
was never designed to support retirees for 20, 30 or 40 years.
Others seniors will tap into pensions, 401Ks and other retirement
plans, and others will need to work part-time. There are some
other ways to pay for retirement and related issues that will
arise, including the cost of health care.
Buy long-term care insurance. LTC plans typically cover
assisted-living, independent-living and nursing-home costs, and
depending on the plan, in-home care. The best plans have inflation
riders and guarantees that the premiums will not rise
unreasonably. These plans are not cheap, but the younger you are
when you buy one, the less the premiums are each month, and
considering that a nursing home can cost up to $15,000 per month,
they are very often worth the price.
Tap into a reverse mortgage. These have changed a lot in the
last two decades; the coverage has gotten better and the fees have
lessened. If you own your own home, have equity and are at least
62 years of age, then these mortgages are a way to access cash,
stay in your home and eliminate your mortgage payment, if you have
one. The mortgage company will buy the note on your home and then
give you a lump sum of money or a monthly check, depending on the
amount of equity you have in the home. This money is yours to do
with as you please and does not have to be paid back. When you die
or leave the home, it is then sold to pay off the loan (this is
when the mortgage company makes its money). The downside is that
the home cannot be willed to heirs since it must be sold to pay
off the loan, and the loan amount has been increasing since the
loan was originally purchased by the reverse mortgage company. The
chances are slim that there will be extra money to will to heirs
after the home is sold.
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